Are there practicing dentists/new graduates on this forum who would be willing to share their thoughts about this?
even with IBR, if your starting salary is 100K, after tax is about 70K(not sure if this about right though-plz correct me if I am wrong), then it's about $5800/month. then after 10% IBR, it's ~5300. With this salary, how can I prepare for the tax bomb when the IBR period ends? while also paying for living expenses/having a family? you could open up a practice for a potentially higher income, but that would mean taking out even more debt, probably more than what the degree costed- a huge risk.