▶ Your Answer :
Some people say that when you make money,
spending it immediately is better. However, in my opinion, saving money you
earn is more effective later. This is because if you spend your money right
away, it is likely to use it inappropriately. Also if you save money, you can
use it later when you really need to spend money.
First, spending money right away can be
impulsive. Let's say there is a friend who likes to spend money just after
earning. Whenever he has money, he tends to buy clothes and electronic devices
although it is actually not necessary. At first, he may feel happy but he would
realize that I did not need to buy them. Also he cannot collect much money
later. For example, there was a survey conducted by Seoul National University
to determine how people spend their money. First group was consisted of people
who like to spend money right away. Second group was comprised of people who
tend to save money. The researchers confirmed that how both group use their
money. Second group was more likely to spend their money more deliberately and
they did not regret their choice while first group tended to buy some stuff
whatever they want and they did not use most of them soon. As a result, Second
group was more competent to spend their money.
Second, by saving money, you can use it
when you need much money. Nowadays, it is not easy to ask parents money
whenever you need. However, if you have some money in your account, you can use
it when you want such as traveling abroad, buying note book and buying
expensive gifts for your girlfriend or friends. For example, I have had a habit
which saves money when I received some pocket money from my relatives. As such,
when I became 20 years old, I could collect some money in my bank. When my
college friends told me to go to the trip to abroad, I did not need to ask my
parents and could afford for it because of my saving money. As a result, I
could enjoy my traveling with my friends more fun and I did not spare my money
at all.
To sum up, if you spend money right away, it is
easy to spend money to things that you do not need. Also if you keep your
money, you will be able to do something more meaningful later with the money.
In this regard, I prefer saving money you earn to spending it instantly |