▶ Your Answer :
As technology
develops, the average life expectancy increases. Compared to 1940, nowadays the
people's life expectancy increases from 47 to 78. As people's life expectancy
increases, the retirement age becomes an issue. Current retirement age is set
at age of 50 in some countries, but there is a rising voice that, this age
should be increased. In my humble opinion, it would be more practical if the
retirement occur occurred at a later late age.
The recession
and aging population has made it more difficult for the government to sustain
their systems. Since the aging ageing population has caused causing the insufficiency insufficient of
government funds, it will be difficult for the government to pay for all the
benefits for retired seniors. In the case of pension money, retirement benefits
and medical insurances exceed are in exceed of the government budget. If the
retirement age is reduced to 50, then it could bring significant damage to the
government account. In other words, the government would be pressuring young
workers pay more taxes in order to pay off for the pension and retirement
benefits. However, the government can provide more benefits if people retire
late, because they can save up more taxes from all population.
People would get benefits from be
beneficial to working for the longer periods. As people's life expectancy
increases to average of 85 and some nations are expected of 100 of ages, people
have much time many times to be enjoy their lives. When people retire at an early age,
people cannot be re-hired at later ages and, it will cause people to feel feeling
lethargy. Compared to this, the late retirement would be beneficial for people by having extra savings as well as the additional benefits from the government
which provide an extra enjoyment for retirement plans. The longer periods
people are being hired, the more money can be saved for the retirement and this
saving plans would be the same for the government. Therefore, the late
retirement would be better for citizens because it can achieve the quality
retirement plans.
In conclusion,
as the technology develops developments, people's average of life expectancy increases.
Due to this longevity, people's retirement age became the issue. However, it is true a fact that the later retirement would be beneficial for individuals and the
government. Therefore, later the late retirement age should be preferred.
IELTS 1-9 score scale score: 7 good user
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