▶ Your Answer :
When it comes to financial matters, some people argue that people should
be able to give the financial loans to the friends pleasantly. However, I
definitely believe that financial loans between friends are very dangerous for
both. This is not only because people are able to destroy their trust as a
result of the unexpected events, but also this friendship prevents friends
from considering their financial issues seriously and rationally.
First of all, people should not borrow their funds from the friends easily
because if debtors are not able to pay off the debt, this
is a harmful idea to damage their precious trust and friendship, not just the
money. This happens due to the fact that even though people strive
so that they can pay for the obligation completely, their life
is almost full of unanticipated things which make it hard to maintain their
reliability. To illustrate this point, for instance, one study of one
hundred people recently released by a research agency suggested that 60
percent of people experienced getting the financial loans from
their friends. The vast majority of this experienced people reported that they
had difficulty retaining their friendships for a long time because of the lost
trust. They also said that although they endeavored to pay off the big debt,
they couldn't pay back that obligation. This was mainly because there
were unexpected events such as a sudden immense accident which
they cannot afford. This clearly shows that people are likely to ruin their
good relationships with friends due to the inevitable and unpleasant matters
after the financial loans.
Secondly, seeking financial loans has a negative impact on friendships
because between friends, it is absolutely hard to make the objective and
rational conditions such as when or how to pay for the debt. Thus, this will
lead to the thought that it will be okay to pay for the debt slowly
later on because we are a friend. For example, my older sister gave her best
friend a tremendous financial help last year. However, now after a year, my
sister still doesn't receive any money for the loan and moreover,
it become impossible to keep in touch with her friend. Because they
didn't make the serious warrant, my sister cannot take specific
actions and become strongly angry. Likewise, friends should not give and take
the financial assistance due to this obscure factor when they loan.
To summarize, people have to avoid
financial loans between friends because this is likely to cause the broken
trust due to the unintended situations. Furthermore, this triggers the
vague loan condition inevitably which is followed by negative consequences of
not being paid back.
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