It is better to enjoy your money when you earn it or is it better to save your money for some time in the future? |
The system of using money has become extremely important in our lives today. Unlike ancient time when forefathers had used bartering system, people buy goods by paying certain amount of money. First, people earn money from working mostly and spend it in order to enjoy or have goods that they want. At this point, people have different views of spending money. Some like to spend money after they earn and others prefer to save for later. They both have same purpose which is spending money. However, what they take differently is the matter of time. Between two views, I believe people should save money for several reasons. To begin with, people should consider emergency. People do not know what is going to happen in the future unless people that have ability to predict. Therefore, they need money to save just in case for unfortunate events. From money they have saved, they could recover more easily. For instance, my mom has told me that she saved extra money in my bank account for emergency. That time, I didn’t listen to her but just wanted to take out that money and spend it for shopping. Then few months later, I got a call from my sister that my mom had accident and she is going to have serious surgery. Because I was in the States, I couldn’t just leave. Then I realized she told me she has saved enough money to buy plane ticket if something happens. If she didn’t save money, I would be stuck and not be able to come home. This example clearly explains why people should not spend money right away. On top of that, spending money right away may cause an impulse buying. Let’s say a woman has paid and decided to go shopping. Because she has money, she would like to buy when she sees that she wants. Because this shopping was not planned, there is a great possibility that she would buy that she doesn’t necessarily need. If she doesn’t spend and save for next time, she may have bought goods or services that she really need. My sister can be the great example. She is an engineer and she loves to shop. Even though she is highly paid, she doesn’t have a lot of money in her pocket. Why? Because she loves to spend money right after she is paid. If she has saved money, she could have bought bigger things such as a nice house or a car. What she needs is a ability to save money for the future. It is better to save money and buy valuable goods or services than just buying temporary appealing goods. Some people would emphasize the joy of spending money. This is because they obtain satisfaction from buying what they want right away. However, those goods or services that they buy could be temporary because it is an impulse buying. In addition, they need to think about their future. They need to prepare for the future such as an emergency or an accident. Saving money may not satisfy you at that moment, but it may make you happy and safe in the long run. |
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