It is widely admitted that the money owned by children should be dealt with by themselves so as to help them become financailly responsible adults via enabling then to realize what is money, how to use money and why money should be planed to use. However, they fail to realize that children do not have the ability to manage money and managing money, children may develop a bad habit-abusing money. What is worse, authorizing children money will also lead to disharmoney in a family. I individually do not believe that children should manage their own money at the young age to become financially responsible adults. The follow writing will clarify some points of my view.
The first reason I disagree is that children are not abe to manage money. Children, at the young age, have no idea about what is money and the value of all merchandices. Given the money, they may be in loss wondering how they should manage it. My nephew is a good example to support my idea. He got 100yuan given by my mom. Receiving the money, instead of being excited, he was scared and anxious about how to use it. He said he wanted to buy many toys but he just cannot decide how much money should be spent and how much should be saved. It is not only a wase to leave money in their hands but also a puzzle and stress for the children to hold it.
This reason alone, however, can not explain why I disagree with the statement. Children at the young age will become abuse money if they are given the authority to manage money. With enough money to buy whatever they want, children will buy their favors without thinking as soon as they see it. Hardly can a little child object to the temptation to transformers, bbbies and dolls. According to a recent research about children's consuming tendency, over 90% children ask their parents or even beg them to buy the figure in the movie "lighting bolt" after watching the film. Just imagine, if children are given some money, they will buy the figure immediately. For a long time, a terrible habit-abusing money will be developed Not only did not they know the hardship to earn money, children will be unsatisfied or even commit crime once they do not have money as well.
We can not deny that authorizing children at young age to manage money, parents can take in charge of their children, giving them some proper advice and teaching them which is more worthy of buying. However, not all the children would like to follow what their parents put, insisting on buying what they want. Inevitablly, parents will be too angry to control their emotion, saying harsh words to children, which unfortunately lead disharmony to the family.
In conclusion, I object to the idea that children be in charge of their own money before they become mature enough to recognize what is the value of themerchandises, money and what they really need. |